Taking care of children is costly. The average cost of a middle income family to raise a child is over $200,000. When grandparents become the custodians, it can come with a whole new set of challenges. If they weren’t expecting to raise another child, the financial obligation can come as quite a shock. Luckily, there are financial assistance programs that can help grandparents who have child custody and are having trouble making ends meet.

Supplemental Security Income-SSI

For families on a limited income, this program pays benefits for children who are physically or mentally disabled. There are qualifying conditions that include the condition lasting for more than one year and being severely impacted by it.

Temporary Assistance To Needy Families-TANF

Low-income families can benefit from this program. Eligibility is determined based on income, assets, and residency. The family can receive benefits, or the grandchildren may qualify by themselves under a grant for children only. Children can receive benefits until they graduate high school, while family benefits are limited to 48 months.

Family Members

While not a program, many times family members are willing to help out. Whether it is the child’s parent or another loved one, if they know that the situation isn’t easy, many times family will lend a helping hand.


Depending on the area, many times communities have programs for those who need assistance. There are food banks, clothes drives, and other options that are helpful.

Becoming the legal guardian of a grandchild is quite a blessing, but it can cause hardships. If you have any questions about the process, don’t hesitate to contact us.

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